The Baal Shem Tov taught that G-d grants us a good year on credit. We might assume that we don’t pay very well, but the Rosh Hashanah prayers reflect our relationship with G-d as His only child, and for an only child, there is always more credit available.

How are we to judge a politician, a potential suitor, or prospective work partner? Do we dig deep into their past or evaluate them in the current state? The answer can teach us a lesson about how we approach questions about Judaism, and how we approach G-d on Rosh Hashanah.